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Federal Direct Graduate and Professional PLUS Loan

Find out if you qualify for these types of loans

Federal Direct Graduate and Professional PLUS Loan

Graduate and professional degree students are eligible to borrow under the PLUS Loan Program up to their cost of attendance minus other estimated financial assistance.

Terms and conditions of this loan type

  • A determination that the applicant does not have an adverse credit history
  • Repayment begins on the date of the last disbursement of the loan
  • Please visit the U.S. Department of Education's website for current interest rates and loan origination fee information.
  • Applicants are encouraged to have applied for their annual loan maximum eligibility under the Federal Subsidized and Unsubsidized Direct Stafford Loan Program before applying for a Direct Graduate/Professional PLUS loan.
  • Separate Entrance Loan Counseling is required prior to disbursement. In addition to entrance loan counseling new borrowers must complete a Master Promissory Note (MPN) with Direct Lending to serve as their application and promise to repay the loan.

If you are eligible for this loan program, please contact the Office of Financial Aid, Scholarships, Veterans Services to review your eligibility.