Health Insurance
All students are encouraged to carry Health Insurance. Many students are covered by a parent's policy or by an employer-sponsored plan. Emporia State University students who meet eligibility requirements have the option of purchasing Health Insurance through a Kansas Board of Regents-contracted company, United Healthcare-Student Resources. To obtain a brochure or ask questions, contact the insurance company directly at 1-888-344-6104, or contact ESU Health Services at 620-341-5223 or shc@emporia.edu .(Remember that E-mail may not be a secure medium; if you have questions of a personal nature, please contact Health Services by phone, 620-341-5223).
To be eligible for this plan, undergraduate students must be taking at least 6 hours of classes on campus; graduate students must be taking at least 3 hours on campus.
Frequently asked questions about Health Insurance
1. Why should I have health insurance?
Regardless of how healthy you are now, medical problems can occur suddenly and can be very expensive. The price of health insurance is low compared to an emergency hospital visit or accident.
2. I lost my United Healthcare-Student Resources insurance card, how can I get another one?
Log on to their website www.uhcsr.com and go to online services. Log in and print a new card.
3. I purchased the Student Resources plan, but got a bill from the local hospital for lab and x-ray?
United Healthcare-Student Resources normally pays for 100% of charges incurred at the Student Health Center. Charges incurred elsewhere are normally paid at 60-80% of "usual and customary " charges after a $250 per person deductible. Contact United Healthcare-Student Resources for further information.
4. I just found out I'm pregnant. Will the United Healthcare-Student Resources plan still cover me?
It will cover you as long as you had coverage prior to discovering you are pregnant.
5. How can I find out if my United Healthcare-Student Resources plan is current?
Call the company at 1-888-344-6104 or go to www.uhcsr.com
6. What benefits does my Student Resources policy provide?
Pick up a brochure at Health Services, contact the company at 1-888-344-6104 or go to www.uhcsr.com
How to utilize your parents’ health insurance at college
1. Make sure you have one of their insurance cards, or at least a copy (both sides of the card).
2. Make sure you know where the 800 number for your insurance company is (Normally on the back of the insurance card).
3. If the parents’ insurance requires you to only have prescriptions written by your primary care doc back home, (or referrals from him/her for X-Rays, etc.) make sure you have her/his phone number.
4. Find out from your insurance company BEFORE you need services, whether or not services from the campus Student Health Center (generally lower cost than in the “real world”), will be covered. At ESU, you will have to pay for your services at the time you access them, but you will receive a receipt which you can then submit to Parents' insurance if you choose to do so.